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The consensus among many bank economists is that interest rates will continue to fall up until the end of this year. Westpac Chief Economist Bill Evans said he expects the RBA will lower rates by 50 points to 3% by the end of 2012. ANZ bank’s economists Ivan Colhoun and Justin Fabo are expecting the RBA to lower the official cash rate by 25 basis points on October 2 to 3.25% and by a further 25 basis points on November 6 to 3%.

Don’t forget however, that many lenders have not necessarily been passing on all of those rate cuts. The Home Loan Company will advise you up to the minute on the next RBA rate decision from its 2 October Board meeting and what the lenders decide to pass on. If you would like to be on our mailing list please contact us at enquiries@hlc.com.au

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