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As we enjoy the national distraction of Melbourne Cup Day today with 700 million people globally watching the race, the Reserve Bank has decided to leave the cash rate at 1.5%.

With inflation predicted to pick up due to higher business confidence and lenders keeping a lid on the property market through tighter lending restrictions, it’s a balancing act to bring down the A$.

Watch this space for the last opportunity this year for the RBA to reduce rates on 6 Dec 2016. One thing’s for sure, if you didn’t win on the horses today, you can definitely win by saving money on your home loan. DON’T WASTE TIME … let me know if you want to save

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