Call: 1800 24 23 24 | Email us at enquiries@hlc.com.au
To our valued clients, We know your lender will have contacted you in relation to support they can provide you during this COVID-19 crisis. We want to reach out to you also to ensure you know that The Home Loan…
From 1 January 2019 The Australian Prudential Regulation Authority (APRA) will be removing it’s 30% limit on interest only lending by ADI’s who have provided assurances on the strength of their standards. APRA are still closely watching interest only loans…
Do you want to get on the property ladder and live where you want but the cost of living there is just too high for your budget? Want a flexible budget and take advantage of tax deductions to increase your…
Firstly, there are two common types of property ownership in Australia including: Tenants in common If a tenant in common passes away, the share of the property they owned does not automatically go to the other person on the title…
From 1st July First Home Buyers in NSW: a. No longer have to pay stamp duty for homes up to $650k, b. Nor do they have to pay duty on their LMI up to $650k c. Additionally if they are…
There are very competitive home loan rates in the market for owner occupiers if you are prepared to choose principle and interest and this is a great time for you to consider a home loan health check. I’m sure we…
Whilst this won’t necessarily be helpful for first home buyers close to the city, it will be for NSW as Stamp Duty Exemptions have been announced for first home buyers who are purchasing existing properties worth up to $650,000 will…
First home owners and downsizers are the winners in the Budget – Note: These changes are proposals only and may or may not be made law. Here’s a quick summary of how it impacts our housing market. Please let us know if…
With further changes to investment lending by APRA at the end of March, it’s even more important to use your mortgage broker to make sure your lending strategy stands the test of time and you can continue to hold and…
Sometimes a purchaser doesn’t have the cash ready to pay a 10% deposit on the purchase of a property. A deposit bond or guarantee is an alternative to a cash deposit. However, it is important to understand what it is…
