We’re pleased to announce Johanna Brown as the ‘Fun Fund’ competition winner! Congratulations Johanna and enjoy your fun fund!
Call: 1800 24 23 24 | Email us at enquiries@hlc.com.au
Call: 1800 24 23 24 | Email us at enquiries@hlc.com.au
We’re pleased to announce Johanna Brown as the ‘Fun Fund’ competition winner! Congratulations Johanna and enjoy your fun fund!
Amid all the noise of the interest rate increase by ANZ last week, we now have 2 rate cuts at the 3 year fixed level. A special from St George sees their 3 year rate back at 5.99% p.a. which…
The negative news out of Europe & USA has weighed heavily on consumer and business confidence and encouraged creditors to tighten lending standards. BIS Shrapnel economic forecasters have predicted credit hunger to reawaken in 2012 particularly with investors after low…
Timeline to getting a home loan approval can vary. An example can be where valuations are required. Usually take 48 hours but can be delayed where the valuer has to gain access to the property e.g. there may be tenants…
Timeline to getting a home loan approval can vary. Requests for further information can arise where it becomes out of date as part of the process e.g. currency of pay slips, loan statements or bank accounts. Also where a search…
We strongly urge you to obtain a pre-approval before searching seriously for a property. This gives you greater certainty and obtaining the formal approval (which should be obtained before committing to the contract) will then take less time. These typically…
Timeline to getting a home loan approval can vary. An example can be where Lenders Mortgage Insurance (LMI) is required usually if the loan to valuation is above 80%. LMI’s have their own assessment criteria and sometimes additional questions arise…
Don’t let the hectic nature of the move let you forget your purpose. Take a moment to enjoy your new home as you open the front door as a family. The home loan market is very competitive at the moment…
When you arrive at your new home it can be hectic. Pack a kit for essentials like snacks, tea / coffee, sandwiches, toiletries, a change of clothes, kitchen essentials, soap and toilet paper. The home loan market is very competitive…
If you have time, plan to clean the new house, and complete any painting or repairs before moving in. The home loan market is very competitive at the moment with interest rates changing every week. If you would like a…
