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Make a list of your possessions. This will be required for insurance purposes and you can keep track of your items. Take photos of each room before you move items so you have a record of them too. The home…
Save Money by becoming more energy efficient. Consider turning to “time of use” rather than a flat rate fee for your electricity. It is cheaper to run expensive electrics like dryers, air conditioning and pool equipment outside of peak periods.…
Grocery shopping can be expensive. You can save a lot by shopping with a list and thinking ahead with meals. If you plan your meals around what is on special you can save even more. You can also buy items…
The Home Loan Company is a member of the MFAA. Like our Facebook page at www.facebook.com/TheHomeLoanCompany and enter to Win a $1,500 ‘Fun Fund!’ We will announce the winner on 19 April 2012. Good luck
Review your Mortgage. A mortgage is one of the most expensive outgoings for a family. Get a reputable mortgage broker to review your mortgage finance. They do all the paperwork and research for you for free. It is a very…
Pay off your credit card in full each month. This way you will only spend what you can afford to pay for each month and you won’t pay interest on your credit card. The home loan market is very competitive…
Pay essential living bills first. If there is any money left over after paying your essential bills, you can work out how you want to spend that money and how it fits into your goals. Determine whether you can afford…
Set goals and review them. If you don’t set goals, you won’t achieve them. Set some short (6-12 months) and long term goals (3-5 years) and review them regularly. Many people use vision boards to keep them focused on their…
Lighten up! Remove any bushes or hedges that block light coming in your windows. Change or remove some of your curtains or blinds or give them a good clean. White paint will brighten up any dark space. The mortgage market…
Start with a budget. Pull together your incomings and your expenditure including mortgage, electricity, gas, water, food, school fees, car and petrol. Look through credit card and bank statements for expenditures you may not need and separate them. During the…
