Thoughts - Home Loan CompanyHome Loan Company

RBA Rate on Hold

April 3, 2012 brokeradmin — No Comments

RBA Kept rates at 4.25% today. Don’t sit on your mortgage. Let us know if you would like to save on your mortgage.

Pack the house room by room. Use a numbering system or colour code boxes and furniture room by room. It will be quicker and easier to unpack when removalists and friends are moving things around for you.

The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.

Tips for Moving Home – 6

April 1, 2012 brokeradmin — No Comments

Redirect your mail including your bank, schools, church, associations, clubs, your employer newspaper and magazines.

Tips for Moving Home – 5

March 31, 2012 brokeradmin — No Comments

If you are transferring or cancelling services yourself like internet, phone, gas, water and electricity, plan at least a week in advance to have your address changed and services connected for the day you move in.

Tips for Moving Home – 4

March 30, 2012 brokeradmin — No Comments

Get recommendations for Removalists and compare about 3 quotes. Also check if you need moving insurance? Some removalists will transfer all your services too like internet, phone, gas, water and electricity. If you have valuables like Jewellery or sentimental items, take them in the car with you.

Tips for Moving Home – 3

March 29, 2012 brokeradmin — No Comments

Do you need to back up your data like photos, music, documents etc. to an external hard drive and keep it somewhere safe? This is a good time to do it.

Prestige Housing Market

March 29, 2012 brokeradmin — No Comments

Domain says “with the prestige mkt still struggling, big-budget renovations come with added risk. Councils around Australia approved almost $550 million worth of renovations in December alone, an increase of more than 20 per cent on the same period seven years ago, figures from the Housing Industry Association show. In NSW, the average cost of a renovation is now $71,336, according to the Department of Planning. In Sydney, still Australia’s most expensive city, these costs are certain to be higher still – in the most exclusive suburbs, renovations costing millions are common.”

Tips for Moving Home – 2

March 28, 2012 brokeradmin — No Comments

Clear out the junk. If you don’t need it … don’t move it. Start fresh in your new home.

Interest Rates

March 27, 2012 brokeradmin — No Comments

This week we’ve seen most lenders increase their FIXED interest rates. Best owner occupied 3 year fixed rate right now is The Rock Building Society at 5.95%. There have been no changes in VARIABLE rates and the RBA cash rate remains at 4.25%. Best std variable rate currently is Macquarie Bank at 6.49%. Don’t forget THLC can achieve discounts on standard rates for you.

Hot Budget Tips – 8

March 26, 2012 brokeradmin — No Comments

Look for fun things to do that don’t cost you the earth! We’re fortunate in Australia to have a great climate for getting outside and having picnics or playing tennis, golf or going to the beach. Think of outings you can have together and have fun.