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Make a list of your possessions. This will be required for insurance purposes and you can keep track of your items. Take photos of each room before you move items so you have a record of them too.
The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Save Money by becoming more energy efficient. Consider turning to “time of use” rather than a flat rate fee for your electricity. It is cheaper to run expensive electrics like dryers, air conditioning and pool equipment outside of peak periods. Better still, install ceiling fans and gas points to reduce the need for air conditioning and hang out your clothes. With the soaring cost of electricity, consider a capital outlay for solar panels and get a rebate on your electricity.
The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Grocery shopping can be expensive. You can save a lot by shopping with a list and thinking ahead with meals. If you plan your meals around what is on special you can save even more. You can also buy items such as washing powders, toiletries, meat and frozen goods in bulk. No name brand items will save you $$$ too.
The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
The Home Loan Company is a member of the MFAA. Like our Facebook page at www.facebook.com/TheHomeLoanCompany and enter to Win a $1,500 ‘Fun Fund!’ We will announce the winner on 19 April 2012. Good luck
Review your Mortgage. A mortgage is one of the most expensive outgoings for a family. Get a reputable mortgage broker to review your mortgage finance. They do all the paperwork and research for you for free. It is a very competitive environment and there is always a better deal that will save you $$$. You can also pay off your mortgage fortnightly.
If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Pay off your credit card in full each month. This way you will only spend what you can afford to pay for each month and you won’t pay interest on your credit card.
The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Pay essential living bills first. If there is any money left over after paying your essential bills, you can work out how you want to spend that money and how it fits into your goals. Determine whether you can afford other luxuries or if you want to make additional savings.
The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Set goals and review them. If you don’t set goals, you won’t achieve them. Set some short (6-12 months) and long term goals (3-5 years) and review them regularly. Many people use vision boards to keep them focused on their goals. The home loan market is very competitive at the moment with interest rates changing every week. If you would like a no obligation free home loan check, The Home Loan Company will compare home loans for you and find you a better deal.
Lighten up! Remove any bushes or hedges that block light coming in your windows. Change or remove some of your curtains or blinds or give them a good clean. White paint will brighten up any dark space. The mortgage market is very competitive at the moment so refinancing your home loan can put money back in your pocket. The Home Loan Company can compare home loans and interest rates for you.
Start with a budget. Pull together your incomings and your expenditure including mortgage, electricity, gas, water, food, school fees, car and petrol. Look through credit card and bank statements for expenditures you may not need and separate them. During the GFC many families have been questioning whether they need multiple cars, cable TV subscriptions, cleaners and gym memberships they don’t use.
