Call: 1800 24 23 24 | Email us at enquiries@hlc.com.au
If you are investing in the housing market vs investing in the sharemarket, make sure you are informed about the property and the market cycle. There are opportunities in the housing market when it is at the bottom of the…
APM’s December 2012 quarter report confirms Sydney is still the most expensive city to rent in and Perth is set to take the lead in 2013. Perth house rents rose by a 17.5% over 2012 with unit rents (also) increasing…
Interesting Forecast from BIS Shrapnel. “The Residential Property Prospects, 2012 to 2015 report from economic forecaster BIS Shrapnel says NSW and the resource-rich states of Queensland, Western Australia and the Northern Territory are already showing signs of recovery. However, the…
At its meeting today, the Board decided to reduce the cash rate by 25 basis points to 3.0%, effective 5 December 2012. If the full cut is passed on, it would save someone with a $300,000 variable rate mortgage around…
The Reserve Bank has left interest rates on hold at 3.25% following a robust inflation reading in September 2012 making yesterday the first Melbourne Cup Day in 6 years that rates have remained unchanged. Whilst there was no further cut…
So which lenders passed on some of that 0.25% rate cut on 2/10? Here’s a summary for you so far! But don’t worry THLC can do better for you Bank of Queensland -0.20% (SVR now 6.71%) Commonwealth Bank -0.20% (SVR…
Why do we focus so much on interest rates? Apart from the fact that if the full 25 basis point cut in the cash rate to 3.25%is passed on in full by lenders, it would reduce the average monthly repayment…
As THLC expected, today the RBA Board decided to lower the cash rate by 25 basis points to 3.25%. Some key points made by the RBA in their decision today: • Inflation has been low, with underlying measures near 2%…
Existing FHOG of $7,000 will be abolished for existing properties. New FHOG will however more than double to $15,000 from 1 October 2012 ($10,000 from 1 January 2014) for new properties up to $650,000; A New Home Grant…
Have you been thinking about switching your home loan to a fixed rate? While variables are an attractive offer with low rates, there is no guarantee they will remain so. Locking in your loan to a fixed rate when those…
