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Timeline to getting a home loan approval can vary. An example can be where Lenders Mortgage Insurance (LMI) is required usually if the loan to valuation is above 80%. LMI’s have their own assessment criteria and sometimes additional questions arise…
Don’t let the hectic nature of the move let you forget your purpose. Take a moment to enjoy your new home as you open the front door as a family. The home loan market is very competitive at the moment…
When you arrive at your new home it can be hectic. Pack a kit for essentials like snacks, tea / coffee, sandwiches, toiletries, a change of clothes, kitchen essentials, soap and toilet paper. The home loan market is very competitive…
If you have time, plan to clean the new house, and complete any painting or repairs before moving in. The home loan market is very competitive at the moment with interest rates changing every week. If you would like a…
RBA Kept rates at 4.25% today. Don’t sit on your mortgage. Let us know if you would like to save on your mortgage.
Domain says “with the prestige mkt still struggling, big-budget renovations come with added risk. Councils around Australia approved almost $550 million worth of renovations in December alone, an increase of more than 20 per cent on the same period seven…
This week we’ve seen most lenders increase their FIXED interest rates. Best owner occupied 3 year fixed rate right now is The Rock Building Society at 5.95%. There have been no changes in VARIABLE rates and the RBA cash rate…
Look for fun things to do that don’t cost you the earth! We’re fortunate in Australia to have a great climate for getting outside and having picnics or playing tennis, golf or going to the beach. Think of outings you…
Save Money by becoming more energy efficient. Consider turning to “time of use” rather than a flat rate fee for your electricity. It is cheaper to run expensive electrics like dryers, air conditioning and pool equipment outside of peak periods.…
Grocery shopping can be expensive. You can save a lot by shopping with a list and thinking ahead with meals. If you plan your meals around what is on special you can save even more. You can also buy items…
