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Consumer confidence in the housing market has improved according to the RBA on the back of keeping the cash rate at 3% this month, inflation at just 2.2%, low unemployment and stabilisation of the US and European economies. The RBA…
If you’re doing it tough with your mortgage, don’t send back the keys. There are ways to work it out and lenders don’t want to take possession of your property and take a loss. Check out this link to see…
APM’s December 2012 quarter report confirms Sydney is still the most expensive city to rent in and Perth is set to take the lead in 2013. Perth house rents rose by a 17.5% over 2012 with unit rents (also) increasing…
Interesting Forecast from BIS Shrapnel. “The Residential Property Prospects, 2012 to 2015 report from economic forecaster BIS Shrapnel says NSW and the resource-rich states of Queensland, Western Australia and the Northern Territory are already showing signs of recovery. However, the…
Great article from VOW Financial: “When structuring a home loan, investors have different needs to consider than owner occupiers. It’s not uncommon to see investors make the costly mistake of taking out loans that don’t have the flexibility required to…
At its meeting today, the Board decided to reduce the cash rate by 25 basis points to 3.0%, effective 5 December 2012. If the full cut is passed on, it would save someone with a $300,000 variable rate mortgage around…
So which lenders passed on some of that 0.25% rate cut on 2/10? Here’s a summary for you so far! But don’t worry THLC can do better for you Bank of Queensland -0.20% (SVR now 6.71%) Commonwealth Bank -0.20% (SVR…
Why do we focus so much on interest rates? Apart from the fact that if the full 25 basis point cut in the cash rate to 3.25%is passed on in full by lenders, it would reduce the average monthly repayment…
As THLC expected, today the RBA Board decided to lower the cash rate by 25 basis points to 3.25%. Some key points made by the RBA in their decision today: • Inflation has been low, with underlying measures near 2%…
Existing FHOG of $7,000 will be abolished for existing properties. New FHOG will however more than double to $15,000 from 1 October 2012 ($10,000 from 1 January 2014) for new properties up to $650,000; A New Home Grant…
