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Have you been thinking about switching your home loan to a fixed rate? While variables are an attractive offer with low rates, there is no guarantee they will remain so. Locking in your loan to a fixed rate when those…
The consensus among many bank economists is that interest rates will continue to fall up until the end of this year. Westpac Chief Economist Bill Evans said he expects the RBA will lower rates by 50 points to 3% by…
The RBA kept the cash rate at 3.5% in September. The rate has been the same since June 2011 and the last time they were below this was in 2009. Reading the minutes from the 18 September 2012 RBA meeting,…
How Much is That Property Really Worth? Find out before you buy. Lenders need to know that the home you’re buying is worth what you’re paying. They may not lend you the money you need if it’s not and your…
So many choices, which way to Go! Make sure you get the right loan the first time – it’s a huge consideration when it comes to saving money. You need to make sure your loan is best suited to your…
Another tax change that may affect you and your family. From 1 July 2012, the concessional contributions limit for all individuals, regardless of age or superannuation balance, will be $25,000 per annum. If you have a self managed super fund…
You may know that from 1 July 2012, income testing will apply to the Govt Rebate on private health insurance. Currently, most people receive a 30% rebate on premiums. If you expect to earn more than $84,000 (single) or $168,000…
Westpac’s variable lending rate will drop 20 basis points rather than the 25 basis-point cut made by the Reserve Bank on Tuesday. The bank’s lending rate will fall to 6.89%, effective from June 18.
Citibank is offering a promotional variable home loan interest rate of 6.09% until 30 June and a waiver of the first year package fee for home loans over $150k and loan to value ratio of up to 80%. Good competition…
Macquarie Bank have decreased their variable interest rate by 0.21%pa effective 13 June for new loans and 18 June for existing customers. Standard variable rate will be 6.85%pa. We can help you compare home loans to consolidate your debts, renovate…
