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To our valued clients, We know your lender will have contacted you in relation to support they can provide you during this COVID-19 crisis. We want to reach out to you also to ensure you know that The Home Loan…
From 1 January 2019 The Australian Prudential Regulation Authority (APRA) will be removing it’s 30% limit on interest only lending by ADI’s who have provided assurances on the strength of their standards. APRA are still closely watching interest only loans…
Do you want to get on the property ladder and live where you want but the cost of living there is just too high for your budget? Want a flexible budget and take advantage of tax deductions to increase your…
Firstly, there are two common types of property ownership in Australia including: Tenants in common If a tenant in common passes away, the share of the property they owned does not automatically go to the other person on the title…
With further changes to investment lending by APRA at the end of March, it’s even more important to use your mortgage broker to make sure your lending strategy stands the test of time and you can continue to hold and…
With home loan rates changing constantly in the market and our low interest rate environment, there’s an opportunity for you to save money on your home loan and invest it or spend it on what you really want. Many of…
If you have at least 20% equity in your home you can invest in property to build your financial freedom and most likely you need to start now? It’s more achievable than you think. ASFA has estimated the annual cost…
As we enjoy the national distraction of Melbourne Cup Day today with 700 million people globally watching the race, the Reserve Bank has decided to leave the cash rate at 1.5%. With inflation predicted to pick up due to higher…
Property Investor? Do you know how to structure your new or existing finance so you have control over your assets? Many property investors believe that their loans are stand-alone and secured by just one of their properties when in fact…
Did you know each lender assesses how much you can borrow differently? Your borrowing capacity can be affected by your income, family size, location, current debts, type of employment, type of loan and the lender that you choose. There are…
