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A good article from the MFAA on when and why to refinance. The most common reason for people to refinance their mortgage is to get a better deal and lower rate. But be careful you don’t become interest rate-fixated. Your…
RBA has decided to cut the official cash rate to a record low of 1.5%. Absolutely time to review your mortgage. Don’t set and forget. http://www.rba.gov.au/media-releases/2016/mr-16-18.html .
Offset accounts and redraw facilities work in similar ways as they both allow you to reduce the balance of your home loan therefore reducing the interest charged by applying extra money to your debt. Deciding between an offset account and…
Exit and early termination fees on your mortgage can put the brakes on your plans to sell, to refinance, and to renovate or purchase an investment property. Consider your future goals. Do you have plans to move city or change…
At its meeting today, the RBA decided to leave the cash rate unchanged at 2.5%. Good time to look at your mortgage. Give us a call and we can do this for you. Full commentary is below: “Growth in the…
At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.5% effective 7 August 2013. To see the full commentary follow this link Now is a good time to review your home loan.…
At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.75 per cent, effective 8 May 2013. Some Considerations were: • “The global economy is likely to record growth a little below trend…
APM’s December 2012 quarter report confirms Sydney is still the most expensive city to rent in and Perth is set to take the lead in 2013. Perth house rents rose by a 17.5% over 2012 with unit rents (also) increasing…
Interesting Forecast from BIS Shrapnel. “The Residential Property Prospects, 2012 to 2015 report from economic forecaster BIS Shrapnel says NSW and the resource-rich states of Queensland, Western Australia and the Northern Territory are already showing signs of recovery. However, the…
Great article from VOW Financial: “When structuring a home loan, investors have different needs to consider than owner occupiers. It’s not uncommon to see investors make the costly mistake of taking out loans that don’t have the flexibility required to…
