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Do you want to get on the property ladder and live where you want but the cost of living there is just too high for your budget? Want a flexible budget and take advantage of tax deductions to increase your…
With home loan rates changing constantly in the market and our low interest rate environment, there’s an opportunity for you to save money on your home loan and invest it or spend it on what you really want. Many of…
If you have at least 20% equity in your home you can invest in property to build your financial freedom and most likely you need to start now? It’s more achievable than you think. ASFA has estimated the annual cost…
Property Investor? Do you know how to structure your new or existing finance so you have control over your assets? Many property investors believe that their loans are stand-alone and secured by just one of their properties when in fact…
A good article from the MFAA on when and why to refinance. The most common reason for people to refinance their mortgage is to get a better deal and lower rate. But be careful you don’t become interest rate-fixated. Your…
RBA has decided to cut the official cash rate to a record low of 1.5%. Absolutely time to review your mortgage. Don’t set and forget. http://www.rba.gov.au/media-releases/2016/mr-16-18.html .
Offset accounts and redraw facilities work in similar ways as they both allow you to reduce the balance of your home loan therefore reducing the interest charged by applying extra money to your debt. Deciding between an offset account and…
Exit and early termination fees on your mortgage can put the brakes on your plans to sell, to refinance, and to renovate or purchase an investment property. Consider your future goals. Do you have plans to move city or change…
Property investors should always be on the lookout for the locations where the greatest potential for capital growth lies. Some of the signs of potential future growth are: new infrastructure such as new roads and transport, redevelopment of retail centres,…
At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.5% effective 7 August 2013. To see the full commentary follow this link Now is a good time to review your home loan.…
