To our valued clients, We know your lender will have contacted you in relation to support they can provide you during this COVID-19 crisis. We want to reach out to you also to ensure you know that The Home Loan Company is here to support you too. Australian’s have been deeply affected by the fall-out…

From 1 January 2019 The Australian Prudential Regulation Authority (APRA) will be removing it’s 30% limit on interest only lending by ADI’s who have provided assurances on the strength of their standards. APRA are still closely watching interest only loans to owner-occupiers which can be provided for limited duration. A borrowers capacity to borrow will…

Do you want to get on the property ladder and live where you want but the cost of living there is just too high for your budget? Want a flexible budget and take advantage of tax deductions to increase your take home pay? Rentvesting may be for you. It’s nothing new, but means you purchase…

Firstly, there are two common types of property ownership in Australia including: Tenants in common If a tenant in common passes away, the share of the property they owned does not automatically go to the other person on the title of the property. The asset will be distributed as per their will (see below) Tenants…

From 1st July First Home Buyers in NSW: a. No longer have to pay stamp duty for homes up to $650k, b. Nor do they have to pay duty on their LMI up to $650k c. Additionally if they are building or moving into a brand new home up to $600k they will receive a…

There are very competitive home loan rates in the market for owner occupiers if you are prepared to choose principle and interest and this is a great time for you to consider a home loan health check. I’m sure we can help you save $1000’s in home loan repayments. But what about for investors? You…