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Top 10 Mortgage Tips: 1a) Be Prepared: Find out how much you can borrow and get a pre-approval before you buy so you can move fast to secure that property! The Home Loan Company are the most experienced and qualified mortgage brokers in the market so don’t settle for anything less and give us a…

APM’s December 2012 State of the Market Report says “Canberra’s housing market proved particularly resilient in 2011 with median house prices down by just -1.7% over the year to October – a nation-leading performance. Canberra is set to record increases in home buyer activity as economic growth fuels increased public service activity in the national…

According to APM, “Brisbane was the worst performer of all capital city markets in 2011 with median house prices down nearly 7% over the year ending October. A significant contributing factor were the devastating floods experienced in January 2011. The Brisbane housing market is set to revive in 2012 off the back of the Queensland…

APM’s Dec report says “Melbourne’s housing market will struggle for growth in 2012 as the construction sector struggles to find replacement work following the abatement of the new apartment boom of 2010 and 2011. An oversupply of apartment stock looms, which will keep a lid on rental growth and subsequent investor activity in what is…

According to research by APM, “Sydney has performed best of the capital cities in 2011 with median house prices relatively stable – not surprising considering its underlying lack of housing and associated costly rental market. Sydney provides a solid prospect for median house price growth of up to 5 percent in 2012. This growth will…

According to the Australian Property Monitors State of the Market Report in December 2011, “after falling by -4.2% over the year to October 2011, national median house prices should recover to rise between 3 to 5 % over 2012. Demand for housing is also set to intensify in 2012 which will see housing markets reenergised,…

We wish you a very happy and safe Christmas. As always you can continue to contact us over the Christmas break.

This is our last post before Christmas so we wish you all the very best for a safe and happy Christmas break. Did you know the best variable rate on the market at the moment is 6.30%.

At its meeting today, the Board decided to lower the cash rate to 4.25% (a reduction of 0.25%), effective 7 December 2011. We believe at this point it is more important to fix part of your loan for 3 years as you also lock in the bank’s margin. We also don’t believe that the rate…

Did you know that if you take a portion of your home loan and fix the interest rate for 3 years (some lenders as low as 5.99%) you can borrow more for the same repayments or reduce your repayments potentially saving you $000’s. I recently had a client take their loan from $700k up to…