Category: Uncategorised

With most lenders reducing their rates even further last week, it’s a great time to review your mortgage. We can look at refinancing for you – you could be saving $000’s with a better deal and putting money back in your pocket. If you’re on the hunt for a new property we know that if…

The latest QBELMI Housing Outlook reports that unlike in the US or the UK property markets, Australia has an underlying housing shortage in most markets in the 3 years to 2014. Together with current low interest rates this will put positive pressure on housing prices over the same period. “While the pattern of price gains…

The Reserve Bank Australia Board announced a cut in interest rates by 25 basis points to 4.5% effective 2 November 2011. The Banks have been encouraged by the Government to pass on the rate cut and there are some competitive fixed rates available. A split loan may be worth considering. So don’t sit on your…

There are 1, 2 and 3 year fixed interest rates currently advertised in the market at 6.25% p.a. and even some ‘specials’ at 5.99% p.a. for one year. A typical variable home loan rate set a year ago will be 7% p.a. or more and now can be as low as 6.8% p.a. which equates…

Rates were increased 0.25% to 4.75% by the RBA in November 2010 and in addition most of the major banks moved their standard variable rates up in excess of this e.g. CBA 0.45% to 7.81% and a typical margin discount was 0.6% at the time. More recently competition has seen these margin discounts increased to…